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Pauline Go

If you are planning to buy a new car, there are two best times to buy it. You should buy it between July to October, or you should buy it at the end of December. New car dealers usually clear space for new car models during July to October. The factory to dealer incentives can be one thousand to six thousand dollars. At the end of December, people spend their money on gifts. Car dealers usually do not have a lot of customers. So they usually try to make break year end sales.

You should learn about your credit score before deciding to buy a new car. Your credit score directly control your high an interest rate. You don’t want your car dealer know more about your car credit than you do.

If you have bad credit score, you don’t want to submit applications everywhere. You want to submit an application to a bad credit auto loan resource. You want to find someone that specializes in high risk car loans. Even if you have bankruptcy, it is still possible to get a car loan. If your credit score is higher than 525, you have a fighting chance. It is also important that you have job for at least 6 months, and you have no bad credit in the last 6 months. If you have bad credit, you probably have to pay high APR in the beginning. However, if you make payment on time, you may be able to auto refinance to a lower APR.

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A Quick Note From The Publisher... If you like the article above, you may be interested in the following article which is also related to New Cars... Car Buying - Buy Almost-New to Avoid New-Car Depreciation Since new cars suffer high rates of depreciation in the first year, it is generally better to buy a relatively new car (at least one year old) that has already experienced its greatest loss in value. Almost-new used cars represent the best values for automotive consumers and offer most of the benefits of new-car ownership at lower cost. Here are some of those benefits: - Manufacturer's warranty is still in effect. Most new cars have 36 month general warranties, many have 48 months, and a few have 60 months -- all transferable to new owners. - Manufacturer's new-car rebates and low-interest loans, which are very common, drive the price of used cars down. Almost-new used cars are currently undervalued for this reason. - Optional equipment and packages on almost-new used cars are generally greatly undervalued, compared to original cost. - Safety equipment is up to date, and comparable to new cars. - Less risk of hidden problems than with an older car. - Many almost-new used...